Would a credit card company be willing to lower an interest rate if I transfer a balance to them? - low rate balance transfer credit card
At the moment I've got a card from the capital and another credit card. Both the interest rate is very high. However, Capital One has only increased my credit limit in the amount of several thousand dollars. I want to use this increase to transfer the balance of my other card. I'm curious to know whether they played ball with me - a reduction of interest rates in exchange for the transfer of the balance of my other selves to them. Ideas? Thank you.
Sunday, January 3, 2010
Low Rate Balance Transfer Credit Card Would A Credit Card Company Be Willing To Lower An Interest Rate If I Transfer A Balance To Them?
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You can, but you have to watch that again increases until several months after the transfer the balance to another card. It should also be aware that it can have a high balance on a card has a signifigant impact on your credit score. Note that it is better to pay off their debts evenly and maintain the balances of credit cards from 30% to 50% of the credit limit for an optimal credit score. Once you have a balance of more than 50% of the credit on a card that can use a credit score can be reached 30 to 40 points, after a few other factors detailed in the reports.
For more tips contact me my e-mail. treyhall@graceba.net
I have a credit Ceritified specialist for 7 years.
You can, but you have to watch that again increases until several months after the transfer the balance to another card. It should also be aware that it can have a high balance on a card has a signifigant impact on your credit score. Note that it is better to pay off their debts evenly and maintain the balances of credit cards from 30% to 50% of the credit limit for an optimal credit score. Once you have a balance of more than 50% of the credit on a card that can use a credit score can be reached 30 to 40 points, after a few other factors detailed in the reports.
For more tips contact me my e-mail. treyhall@graceba.net
I have a credit Ceritified specialist for 7 years.
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